Online stores
Public provider information lists more than 1,000 online stores. Participating offers may vary by market and over time.
HJO CONSULTING · Consumers
What if everyday purchases could give you money back?
Keep shopping as usual, online and in stores. I can show you one app that offers monetary cashback with participating retailers and brings together many of their digital stamp, loyalty and benefit cards.
DIGITAL CUSTOMER LOYALTY
A shopping app beyond traditional loyalty cards
Looking for a digital loyalty card or loyalty app? Explore shopping benefits and potential cashback at participating local retailers and online stores. Any particular stamp-card or loyalty-card feature depends on the participating provider.
LOCAL RETAIL × ONLINE SHOPPING × INTERNATIONAL NETWORK
Connecting local businesses with the world of online shopping.
A connected shopping and merchant network links local retailers, restaurants and hotels with online shopping. From its established markets in Germany and Austria, the community is expanding, especially in South Tyrol and Italy. Customers can benefit from purchases they would make anyway, while businesses build visibility and lasting relationships.
Customers in the network
The project team reports approximately 700,000 existing customers, mainly in Germany and Austria. This is the stated starting point for the network.
Italy focus
A model established in Germany and Austria is being expanded with a particular focus on South Tyrol and Italy.
2027 expansion target
Our ambitious goal is to build a connected shopping community of 40 million customers by the end of 2027. This is a target, not an achieved result or a guaranteed forecast.
One app for shopping online and locally.
Keep buying what you would buy anyway. I can show how a shared app makes it possible to receive cashback with real monetary value at participating local merchants and online shops. Check eligible stores and conditions before each purchase.
Examples of online merchants identified by the project: Amazon, AliExpress, Temu, Adidas, Lidl (online offers), Ab-in-den-Urlaub.de and SIXT. Availability and cashback terms depend on the country, merchant and current offer. Mentioning them does not imply a direct partnership with HJO CONSULTING.
A multi-channel expansion strategy – from local communities to international reach
Hotels & tourismEvents & experiencesClubs & associationsRetailers & restaurants
We connect local retail with online shopping and reach new customer groups through hotels and tourism, events, clubs and associations, local retailers and restaurants. Each channel can introduce more people to a participatory shopping and merchant network built on mutual support.
700,000 customers today · Target: 40 million by end of 2027The figure of approximately 700,000 customers is reported by the project team. The 40 million figure is an ambitious growth target for 2027, not a guarantee or independently validated forecast. South Tyrol and Italy are an immediate focus for expansion.
One connected network for online and in-person purchases – bringing customer benefits, stronger local businesses and new partnership opportunities.
Cashback, merchant rewards and association funding apply only to eligible participating offers under the relevant terms. No income or business outcome is guaranteed.
How it can work
One app for everyday shopping. From Germany to the world.
A shopping-network concept originating in Germany connects merchants and customers internationally. Participating offers can provide monetary cashback for your usual purchases.
A single app can bring together digital stamp and loyalty functions of participating shops. Unrelated legacy cards do not automatically transfer to the system.
You do not have to change your shopping habits at all: check whether an offer participates and what conditions apply.
One app
Digital cards and loyalty features from participating merchants.
Online and offline
Eligible benefits for purchases you already make.
Real monetary value
Cashback rather than abstract reward points.
Want to explore the details for your situation?
Discuss your opportunities ↗Consumers
What we explore
- One free app for participating shops, online retailers and their loyalty features.
- Replace many separate stamp and benefit cards with one digital solution where merchants participate.
- Shop as usual and receive monetary cashback on eligible purchases.
HJO CONSULTING
How we proceed
01
Discuss your shopping habits.
02
Compare conditions transparently.
03
Decide only if a programme fits.
SÜDTIROL · ALTO ADIGE · ITALIA
Locally rooted. Internationally connected.
My focus includes South Tyrol – Bolzano, Merano, Bressanone and Brunico – as well as Italy and the German-speaking countries. Online conversations are welcome.
HJO CONSULTING is a personal, independent information and contact website. No registration, income or business outcome is guaranteed.
FAQ
Common questions
Can one app replace all my old loyalty cards?
It can centralize the digital loyalty features of participating merchants. Unrelated cards do not automatically migrate.
Do I need to change where I shop?
No, you need not change your habits, but benefits require participating offers.
Is cashback real money?
Cashback is monetary in value; crediting and use depend on the conditions.
Where does the idea come from?
The concept originated in Germany and is designed for participating international markets.
HJO CONSULTING · Your inquiry in three steps
Contact HJO CONSULTING directly
Three quick details are enough. I can immediately see what interests you and respond personally.
✉ info@hjo-consulting.com · ☎ +41 76 439 27 58
An online booking calendar will be activated once a booking link is configured. Until then, you can request a meeting through WhatsApp.